Standard Chartered Ultimate Card - Standard Chartered Cards

Standard Chartered Ultimate Card



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Standard Chartered Ultimate Card Key Features

Joining Fees ₹5,000
Renewal Fees ₹5,000
Free Lounge Access Yes
Fuel Surcharge Waiver Yes
Bank Standard Chartered
Network Mastercard

For all Standard Chartered Credit Cards, the monthly interest rate is up to 3.49% pm, accounting to APR 41.88%. However, for Visa Infinite and Emirates World credit cards, the monthly interest rate is up to 3.10% pm (APR of 37.20%); and for all instant credit card variants, the monthly interest rate is 1.99% pm (APR of 23.88%). Cash transactions will have an interest rate up to 3.49% pm (APR of 41.88%)

Standard Chartered Ultimate Card Fees

Joining Benefits: Get up to Rs. 10,000 cashback on MakeMyTrip by just booking tickets within 90 days of card issuance- get the cashback on a single transaction

Standard Chartered Ultimate Card Welcome Offers

  • Get up to Rs. 10,000 cashback on MakeMyTrip
  • Earn 5 reward points on every Rs. 150 spent and get maximum benefit with 1 reward point equal to Re 1
  • 5% cashback on duty-free spends  
  • Up to 25% discount at the top 750 restaurants in India
  • Access 20 premier golf courses in India and 150 worldwide
  • Convert big credit card transactions (starting from Rs. 5,000) into easy EMI with "Kuch Bhi" facility at attractive rates pricing and flexible tenure options

Standard Chartered Ultimate Card Features


  • 2% foreign currency markup* fee on overseas spends
  • Access to over 1000 airport lounges across the world, with a complimentary Priority Pass membership
  • Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay


  • High Annual Fee of Rs. 5,000
  • No fee waiver
  • No category-specific elevated rates (e.g. Higher cashback rate for grocery spending)

Standard Chartered Ultimate Card Editor's Review

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