Standard Chartered Ultimate Card vs Standard Chartered Super Value Titanium Credit Card
Joining Fees
₹5,000
₹750
Editor's Rating
4.6
3.5
Key Features
- Get up to Rs. 10,000 cashback on MakeMyTrip
- Earn 5 reward points on every Rs. 150 spent and get maximum benefit with 1 reward point equal to Re 1
- 5% cashback on duty-free spends
- Up to 25% discount at the top 750 restaurants in India
- Access 20 premier golf courses in India and 150 worldwide
- Convert big credit card transactions (starting from Rs. 5,000) into easy EMI with "Kuch Bhi" facility at attractive rates pricing and flexible tenure options
- Get 5% cashback on fuel, phone and utility bills and 1 reward point on all other expenses
- Enjoy host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme, on the credit card
- Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
- Convert your big credit card transactions (starting from Rs. 5,000) to easy EMI with 'Kuch Bhi' facility at attractive pricing and flexible tenure options
Editor's Review
Pros
- 2% foreign currency markup* fee on overseas spends
- Access to over 1000 airport lounges across the world, with a complimentary Priority Pass membership
- Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
Cons
- High Annual Fee of Rs. 5,000
- No fee waiver
- No category-specific elevated rates (e.g. Higher cashback rate for grocery spending)
Pros
- All transaction of Rs. 2,000 or below is eligible for cashback 5% cashback on telephone bills
- Complimentary Priority Pass allowing access to 1000+ airport lounges worldwide with one Free usage per month
Cons
- Below average rewards rate for all other spending, no perks or promotions that stand out
- No Golf Privileges
- Airport Lounge access only for Premium Banking Customers
