Compare Standard Chartered Super Value Titanium Credit Card vs Paytm HDFC Bank Credit Card

Get 5% cashback on fuel, phone and utility bills and 1 reward point on all other expenses
Enjoy host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme, on the credit card
Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
Convert your big credit card transactions (starting from Rs. 5,000) to easy EMI with 'Kuch Bhi' facility at attractive pricing and flexible tenure options

As a Milestone Benefit, avail up to Rs. 1200 cashback annually - 1% Cashback upon spending Rs.10,000 every month (Non-EMI, Non-Wallet and Non-Rental Spends)
The First Year Fee will get waived upon spending Rs. 30,000 (Non-EMI spends) within the first 90 days. The Renewal Year Fee will get waived upon spending Rs. 50,000 (Non-EMI spends) in the 12 months period. Monthly fee will get waived off on retail spends of Rs. 5000 in a month (Non-EMI spends)
Avail 3% Cashback on purchases on Paytm [Recharge + Utility + Movies + Mini App]
Avail 2% Cashback on all other Select Paytm Spends
Avail 1% Cashback on all other Retail Spends
Enjoy up to 50 days of interest-free period
Avail up to 4 complimentary add-on cards
Zero Lost card liability
Get 1% fuel surcharge waiver at fuel stations in India on transactions between Rs. 400 and Rs. Rs. 5,000
Enjoy up to 20% discount on partnered restaurants via Dineout

Pros

All transaction of Rs. 2,000 or below is eligible for cashback 5% cashback on telephone bills
Complimentary Priority Pass allowing access to 1000+ airport lounges worldwide with one Free usage per month

Cons

Below average rewards rate for all other spending, no perks or promotions that stand out
No Golf Privileges
Airport Lounge access only for Premium Banking Customers

Pros