Compare Paytm HDFC Bank Credit Card vs ICICI Sapphiro Credit Card

As a Milestone Benefit, avail up to Rs. 1200 cashback annually - 1% Cashback upon spending Rs.10,000 every month (Non-EMI, Non-Wallet and Non-Rental Spends)
The First Year Fee will get waived upon spending Rs. 30,000 (Non-EMI spends) within the first 90 days. The Renewal Year Fee will get waived upon spending Rs. 50,000 (Non-EMI spends) in the 12 months period. Monthly fee will get waived off on retail spends of Rs. 5000 in a month (Non-EMI spends)
Avail 3% Cashback on purchases on Paytm [Recharge + Utility + Movies + Mini App]
Avail 2% Cashback on all other Select Paytm Spends
Avail 1% Cashback on all other Retail Spends
Enjoy up to 50 days of interest-free period
Avail up to 4 complimentary add-on cards
Zero Lost card liability
Get 1% fuel surcharge waiver at fuel stations in India on transactions between Rs. 400 and Rs. Rs. 5,000
Enjoy up to 20% discount on partnered restaurants via Dineout

Complimentary Domestic and International Airport Lounge visits
Complimentary rounds of Golf every month at the Golf course
On dining bills, enjoy 15% savings at over 2,500+ restaurants across India through Culinary Treats Programme
Discover how ICICI Bank Sapphiro Credit Card can deliver savings of Rs 1,95,030 every year
Enjoy the unmatched advantage of complimentary DragonPass, the world’s first all-in-one Digital Airport Platform

Pros

Cons

No airport lounge access
No rewards as such
The cashback obtained on transactions other than the eligible category is relatively low at 1%

Pros

Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com
Redeem PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more
Complimentary Domestic Airport Spa visits

Cons