Paytm HDFC Bank Credit Card vs Airtel Axis Credit Card
Joining Fees
₹500
₹500
Editor's Rating
3.75
4.6
Key Features
- As a Milestone Benefit, avail up to Rs. 1200 cashback annually - 1% Cashback upon spending Rs.10,000 every month (Non-EMI, Non-Wallet and Non-Rental Spends)
- The First Year Fee will get waived upon spending Rs. 30,000 (Non-EMI spends) within the first 90 days. The Renewal Year Fee will get waived upon spending Rs. 50,000 (Non-EMI spends) in the 12 months period. Monthly fee will get waived off on retail spends of Rs. 5000 in a month (Non-EMI spends)
- Avail 3% Cashback on purchases on Paytm [Recharge + Utility + Movies + Mini App]
- Avail 2% Cashback on all other Select Paytm Spends
- Avail 1% Cashback on all other Retail Spends
- Enjoy up to 50 days of interest-free period
- Avail up to 4 complimentary add-on cards
- Zero Lost card liability
- Get 1% fuel surcharge waiver at fuel stations in India on transactions between Rs. 400 and Rs. Rs. 5,000
- Enjoy up to 20% discount on partnered restaurants via Dineout
- Get annual fee waived off on annual spends greater than Rs. 2,00,000
- As a Welcome Benefit, get an Amazon eVoucher worth Rs 500 on the first transaction using the Airtel Axis credit card within 30 days of card issuance
- Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
- Earn 10% Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app
- Earn 10% Cashback on Swiggy, Zomato and BigBasket
- Get 1% Cashback on all other spends
- 4 Complimentary lounge visits within India (4 Lounge access in a year) on minimum spends of Rs. 50,000 in previous 3 months
- 1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This is valid on transactions between Rs. 400 to Rs. 4000
- Enjoy up to 15% off at partnered restaurants via EazyDiner
- Convert transactions of Rs. 2500 or more into easy EMI
- On Wednesdays, receive the following offers:
A. Instant savings of up to 15% on flights and hotels via Goibibo and Makemytrip
B. 10% off on orders via Swiggy and Amazon Fresh
C. 10% off up to Rs. 1000 on Tira
Editor's Review
Pros
- The card is most useful for those who use Paytm daily users of Paytm
- Decent cashback and offers on spends made with Paytm
- Enjoy up to 20% discount on partnered restaurants via Dineout
Cons
- No airport lounge access
- No rewards as such
- The cashback obtained on transactions other than the eligible category is relatively low at 1%
Pros
- Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
- Earn 10% Cashback on Utility Bill Payments via Airtel Thanks app
- Earn 10% Cashback on Swiggy, Zomato and BigBasket
Cons
- No golf benefits
- No international airport lounge access / movie benefits
