As a Milestone Benefit, avail up to Rs. 1200 cashback annually - 1% Cashback upon spending Rs.10,000 every month (Non-EMI, Non-Wallet and Non-Rental Spends)
The First Year Fee will get waived upon spending Rs. 30,000 (Non-EMI spends) within the first 90 days. The Renewal Year Fee will get waived upon spending Rs. 50,000 (Non-EMI spends) in the 12 months period. Monthly fee will get waived off on retail spends of Rs. 5000 in a month (Non-EMI spends)
Avail 3% Cashback on purchases on Paytm [Recharge + Utility + Movies + Mini App]
Avail 2% Cashback on all other Select Paytm Spends
Avail 1% Cashback on all other Retail Spends
Enjoy up to 50 days of interest-free period
Avail up to 4 complimentary add-on cards
Zero Lost card liability
Get 1% fuel surcharge waiver at fuel stations in India on transactions between Rs. 400 and Rs. Rs. 5,000
Enjoy up to 20% discount on partnered restaurants via Dineout
Up to 6.5% savings on fuel expenses
Enjoy 5% savings as Rewards on Grocery and Utility expenses
Enjoy 5% savings as Rewards on IDFC FIRST FASTag recharge
Avail 3X Rewards on other retail transactions
Complimentary Domestic Airport Lounge access, once every quarter, on minimum monthly spends of Rs. 20,000
Complimentary Roadside Assistance worth Rs. 1,399
Get 25% off on movie tickets, up to Rs. 100, once every month
Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
EMIfy your purchases and balances and enjoy convenience of payment
Extend Add-on card to your co-passenger and boost your savings without any extra charges
Refer your friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
You can also earn rewards on your UPI Spends
Editor's Review
Pros
The card is most useful for those who use Paytm daily users of Paytm
Decent cashback and offers on spends made with Paytm
Enjoy up to 20% discount on partnered restaurants via Dineout
Cons
No airport lounge access
No rewards as such
The cashback obtained on transactions other than the eligible category is relatively low at 1%
Pros
With this credit card, you get rewards on UPI transactions also
The joining fee is affordable
Up to 6.5% savings on fuel expenses
Cons
No Golf benefits
No fuel benefits
No complimentary international airport lounge access
More comparisions with Paytm HDFC Bank Credit Card