IDFC First Power Plus Credit Card vs Amazon Pay ICICI Bank Credit Card

Joining Fees

₹499

₹0

Editor's Rating

4.1

3

Key Features

  • Up to 6.5% savings on fuel expenses
  • Enjoy 5% savings as Rewards on Grocery and Utility expenses
  • Enjoy 5% savings as Rewards on IDFC FIRST FASTag recharge
  • Avail 3X Rewards on other retail transactions
  • Complimentary Domestic Airport Lounge access, once every quarter, on minimum monthly spends of Rs. 20,000
  • Complimentary Roadside Assistance worth Rs. 1,399
  • Get 25% off on movie tickets, up to Rs. 100, once every month
  • Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
  • EMIfy your purchases and balances and enjoy convenience of payment
  • Extend Add-on card to your co-passenger and boost your savings without any extra charges
  • Refer your friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
  • You can also earn rewards on your UPI Spends
  • No joining fee or annual fee
  • Avail a waiver of 1% on fuel surcharge payments each time when refueling
  • There’s no limit or expiry date on the rewards earned
  • The reward earnings can be used for purchasing 10 crore+ products at Amazon.in and at 100 Amazon Pay partner merchants
  • No cost EMI – 3 & 6 month on Amazon.in
  • Get 5% cashback on spends done on Amazon India for Amazon Prime customers
  • Get 3% cashback on spends done on Amazon India for non-prime customers
  • Get 2% cashback on payments to 100+ Amazon Pay partner merchants
  • Get 1% cashback on other expenses such as shopping, travel, dining, insurance payments, and much more
  • ICICI Credit Cards come with an embedded microchip that provides additional security against counterfeiting and duplication of cards.These new Chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)

Please Note: The Earnings will be in the form of Amazon Pay balance

 

Editor's Review

Pros

  • With this credit card, you get rewards on UPI transactions also
  • The joining fee is affordable
  • Up to 6.5% savings on fuel expenses

Cons

  • No Golf benefits
  • No fuel benefits
  • No complimentary international airport lounge access

Pros

* No cost EMI – 3&6 month on Amazon.in
* Fuel Waiver of 1% on fuel surcharge

Cons
* No Complimentary Airport Lounge access/Travel Benefits/Entertainment Benefits
* No Golf Privileges


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