Amazon Pay ICICI Bank Credit Card vs Axis Bank Signature Credit Card with Lifestyle Benefits

• No joining fee or annual fee
• Avail a waiver of 1% on fuel surcharge payments each time when refueling
• There’s no limit or expiry date on the rewards earned
• The reward earnings can be used for purchasing 10 crore+ products at Amazon.in and at 100 Amazon Pay partner merchants
• No cost EMI – 3 & 6 month on Amazon.in
• Get 5% cashback on spends done on Amazon India for Amazon Prime customers
• Get 3% cashback on spends done on Amazon India for non-prime customers
• Get 2% cashback on payments to 100+ Amazon Pay partner merchants
• Get 1% cashback on other expenses such as shopping, travel, dining, insurance payments, and much more
• ICICI Credit Cards come with an embedded microchip that provides additional security against counterfeiting and duplication of cards.These new Chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)

Please Note: The Earnings will be in the form of Amazon Pay balance

• Based on your spending patterns and payment behaviours over a period of time, the unique flexible spending limit will allow you to spend over and above the assigned credit card limit at no additional charge
• From second year onwards, Annual Fee Rs. 3000 will be waived on the achievement of spends threshold of Rs. 3 Lakhs in the preceding year 
• On any transactions above Rs. 2500, contact the bank to convert it into EMIs
• Air Accident Cover up to Rs. 2,50,00,000
• Purchase Protection up to Rs. 1,00,000
• Loss Travel Document cover/Delay  of check-in baggage cover up to 300 USD
• Complimentary access to airport lounges in India 
• With Priority Pass access over 700 VIP lounges in over 90 countries and  275 cities. Only the membership to the Priority Pass Program is complimentary
• 50% Cashback on movie tickets purchased through BookMyShow. Maximum Cashback in a calendar year is limited to Rs. 2000
• Discover unique  delectable cuisines with Axis  Bank Dining Delights that  offers  15% off at partnered restaurants in India 
• Fuel surcharge refund valid on transactions between Rs.  400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
• Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
• Earn 10 points on Domestic spends for every Rs. 200
• Earn 20  points on International spends for every Rs. 200
• 100  points on  the first online transaction 

Pros

* No cost EMI – 3&6 month on Amazon.in
* Fuel Waiver of 1% on fuel surcharge

Cons
* No Complimentary Airport Lounge access/Travel Benefits/Entertainment Benefits
* No Golf Privileges

Pros

• Avail Gift Vouchers from top brands
• Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
• Obtain Air Accident Insurance Cover 

Cons       

• The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card