IDFC First Power Plus Credit Card vs Flipkart Axis Bank Credit Card

Joining Fees

₹499

₹500

Editor's Rating

4.1

3.7

Key Features

  • Up to 6.5% savings on fuel expenses
  • Enjoy 5% savings as Rewards on Grocery and Utility expenses
  • Enjoy 5% savings as Rewards on IDFC FIRST FASTag recharge
  • Avail 3X Rewards on other retail transactions
  • Complimentary Domestic Airport Lounge access, once every quarter, on minimum monthly spends of Rs. 20,000
  • Complimentary Roadside Assistance worth Rs. 1,399
  • Get 25% off on movie tickets, up to Rs. 100, once every month
  • Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
  • EMIfy your purchases and balances and enjoy convenience of payment
  • Extend Add-on card to your co-passenger and boost your savings without any extra charges
  • Refer your friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
  • You can also earn rewards on your UPI Spends
  • Welcome Benefits: Rs. 600 worth of joining and activation benefits
  • Welcome Benefits: Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the brands associated with the benefits:Flipkart/Swiggy

a. Avail Rs. 500 worth Flipkart vouchers on making first transaction with the card              b. Avail 50% instant discount up to Rs. 100 on first Swiggy order

  • Get unlimited 5% cashback on Flipkart spends
  • Get unlimited 4%  Cashback on Preferred Merchants
  • Get unlimited 1.5%  Cashback on other eligible categories
  • 4 complimentary lounge visits to select airport lounges within India per Calendar year
  • 1% fuel surcharge waiver on all fuel transactions in India
  • On any transaction over Rs. 2,500, convert the purchases into EMI
  • Indulge in delectable cuisines up to 15% off at partnered restaurants in India 
  • Annual fee will be waived off on annual spends greater than Rs. 3,50,000     

Editor's Review

Pros

  • With this credit card, you get rewards on UPI transactions also
  • The joining fee is affordable
  • Up to 6.5% savings on fuel expenses

Cons

  • No Golf benefits
  • No fuel benefits
  • No complimentary international airport lounge access

Pros

  • Unlimited Cashback
  • Complimentary Airport Lounge Access
  • Card replacement fee (lost or stolen or re-issue): Waived

Cons

  • Cashback will be in the form of Flipkart cash and only redeem on the Flipkart
  • 3.5% foreign currency conversion fees
  • No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards


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