Flipkart Axis Bank Credit Card vs Axis Bank Neo Credit Card

• Welcome Benefits: Rs. 600 worth of joining and activation benefits
• Welcome Benefits: Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the brands associated with the benefits:Flipkart/Swiggy

a. Avail Rs. 500 worth Flipkart vouchers on making first transaction with the card              b. Avail 50% instant discount up to Rs. 100 on first Swiggy order

• Get unlimited 5% cashback on Flipkart spends
• Get unlimited 4%  Cashback on Preferred Merchants
• Get unlimited 1.5%  Cashback on other eligible categories
• 4 complimentary lounge visits to select airport lounges within India per Calendar year
• 1% fuel surcharge waiver on all fuel transactions in India
• On any transaction over Rs. 2,500, convert the purchases into EMI
• Indulge in delectable cuisines up to 15% off at partnered restaurants in India 
• Annual fee will be waived off on annual spends greater than Rs. 3,50,000     

• Avail 40% off on food delivery at Zomato. This discount can be availed up to twice a month and is applicable on minimum spends of Rs. 200

• 5% off on utility bill payments via Amazon Pay. This discount can be availed once per month
• 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750, valid once per month
• Extra Rs. 150 off on Myntra on minimum purchase value of Rs. 999
• 10% off on every purchase of movie ticket on BookMyShow
• Indulge in delightful cuisine with Axis Bank Dining Delights as it offers up to 15% off, up to Rs. 500, at partnered restaurants across India. This is valid twice per card per month for max benefits up to Rs. 1000
• Stay protected with Zero Lost Card Liability   
• Get EDGE REWARDS points for transactions and use these points to redeem 500+ rewards and offers
• Avail 1 point on every Rs. 200 spent
• Fuel transaction surcharge - 1% of transaction amount
• On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
• Fuel Transaction Surcharge- 1% of transaction amount
• Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways

Pros

• Unlimited Cashback
• Complimentary Airport Lounge Access
• Card replacement fee (lost or stolen or re-issue): Waived

Cons

• Cashback will be in the form of Flipkart cash and only redeem on the Flipkart
• 3.5% foreign currency conversion fees
• No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards

Pros

• Avail 40% off on food delivery at Zomato. This discount can be availed up to twice a month and is applicable on minimum spends of Rs. 200
• 5% off on utility bill payments via Amazon Pay. This discount can be availed once per month
• 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750, valid once per month

Cons

• No Travel Benefits
• No Golf/coaching sessions