Flipkart Axis Bank Credit Card vs Axis Bank Atlas Credit Card

Flipkart Axis Bank Credit Card
Flipkart Axis Bank Credit Card
Axis Bank · Mastercard
3.83
₹0 / Joining Fees
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VS
Axis Bank Atlas Credit Card
Axis Bank Atlas Credit Card
Axis Bank · Visa
4.3
₹5,000 / Joining Fees
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Fees
Axis Bank
Axis Bank
Joining Fees
₹0
₹5,000
Renewal Fees
₹500
₹5,000
Network
Mastercard
Visa
Editor's Review
3.83
4.3
Free Lounge Access
No
Yes
Features
Flipkart Axis Bank Credit Card
  • Annual fee will be waived off on annual spends greater than Rs. 3,50,000
  • Welcome Benefits: Rs. 350 worth of activation benefits , get Flipkart voucher worth Rs. 250 on making first transaction, 50% off (up to Rs. 100) on Swiggy food orders for first time Swiggy users
  • Get 7.5% cashback on Myntra spends
  • Get 5% cashback on Flipkart and Cleartrip spends
  • Get unlimited 4% Cashback on Preferred Merchants
  • Get unlimited 1% Cashback on other eligible categories
  • 1% fuel surcharge waiver on all fuel transactions in India. This is applicable on transactions between Rs. 400 to Rs. 4000
  • On any transaction over Rs. 2,500, convert the purchases into EMI
  • Indulge in delectable cuisines up to 15% off, up to Rs. 500, at partnered restaurants in India
  • On Wednesdays, receive the following offers:
    A. Instant savings of up to 15% on flights and hotels via Makemytrip
    B. 10% off on orders via Swiggy
    C. 10% off up to Rs. 1000 on Tira
Axis Bank Atlas Credit Card
  • Get to be part of the exclusive Silver membership tier that offers various benefits. Moreover, the more you spend in your anniversary year, the membership tier will get upgraded
  • Unlock additional benefits in Gold and Platinum tier memberships
  • In an anniversary year, when touching Rs. 7.5 Lakhs of spends, get upgraded to the Gold tier and when spending beyond Rs. 15 Lakhs, get upgraded to the Platinum tier. Do note that each tier comes with base earn of 2 EDGE Miles per Rs. 100 spent and accelerated earn of 5 EDGE Miles per Rs. 100 spent on TRAVEL EDGE portal, direct airlines and direct hotel spends. Each tier comes with Milestone and Annual benefits in the form of EDGE Miles which can be redeemed
  • Annual Benefit: Avail up to 5,000 EDGE Miles on completion of a year
  • Milestone Benefits: Avail up to 10,000 EDGE Miles on achieving the Spends Milestone
  • Earn 5 EDGE Miles on Travel per Rs 100 spend
  • Earn 2 EDGE Miles on Other Spends- Get 2 EDGE Miles per Rs. 100 spent
  • Domestic & International Lounge Access
  • Concierge Services
  • Miles Transfer Program: Easily convert EDGE Miles to program partner Miles. 1 EDGE Mile = 2 Partner Mile
  • Enjoy dining proposition that provides 25% off up to Rs. 800 on dining restaurants via EazyDiner. This is valid on minimum order value of  Rs. 2500 and once per month per card
  • 1% fuel surcharge waiver
Editor's Review
Flipkart Axis Bank Credit Card

Pros

  • Unlimited Cashback
  • 7.5% cashback on Myntra
  • Unlimited cashback on partner merchants

Cons

  • Low cashback on non-accelerated categories
  • Not suitable for customers seeking benefits on offline shopping or non-brand benefits
  • High annual fee waiver condition for an entry-level card
  • No complimentary lounge access benefits
Axis Bank Atlas Credit Card

Pros

* Miles Transfer Program: Easily convert EDGE Miles to program partner Miles. 1 EDGE Mile = 2 Partner Mile

* Enjoy dining proposition that provides 25% off up to Rs. 800 on dining restaurants via EazyDiner. This is valid on minimum order value of Rs. 2000 and twice per month per card

* 1% fuel surcharge waiver

Cons

* No golf benefits

* No Zero Liability Protection

* No Insurance Benefits

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