Axis Bank Neo Credit Card vs BOB Financial Easy

Joining Fees

₹250

₹500

Editor's Rating

3.8

4.6

Key Features

  • Avail 40% off on food delivery at Zomato
  • 5% off on utility bill payments via Amazon Pay
  • 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750
  • 10% off every time you shop at Myntra on minimum purchase value of Rs. 500
  • 10% off on every purchase of movie ticket on BookMyShow
  • Indulge in delightful cuisine with Axis Bank Dining Delights as it offers minimum 15% off at partnered restaurants across India
  • Stay protected with Zero Lost Card Liability
  • Convert purchases to EMI on transactions of Rs. 2500   
  • Get EDGE REWARDS points for transactions and use these points to redeem 500+ rewards and offers
  • Avail 1 point on every Rs. 200 spent
  • Get 100% cashback up to Rs. 300 on first utility bill payment within first 30 days of card issuance
  • Fuel transaction surcharge - 1% of transaction amount
  • Get 5 reward points for every Rs. 100 spent on Grocery, Departmental stores, and Movies
  • Avail 1 reward point for every Rs. 100 spent on other categories
  • Avail 0.5% of the card bill payment as cash-back in the next statement
  • Spend  Rs. 6,000 within 60 days and  Rs. 35,000 in a year for reversal/waiver of annual fees
  • 1% fuel surcharge waived for fuel transactions between  Rs. 400 -  Rs. 5,000 (Max. waiver of Rs. 250 per month)
  • Redeem the earned reward points as cash-back and other exciting options
  • Convert purchases of more than  Rs. 2,500 on the card into easy EMIs of 6/12 months
  • 3 lifetime free add-on cards
  • Free Personal Accidental Death Cover
  • Report immediately the loss of the card to ensure zero liability on any fraudulent transactions
  • Avail 50 days of interest free credit from the date of any purchase
  • Pay Minimum Amount Due and finance your spends as per your convenience

Editor's Review

Pros

10% off every time you shop at Myntra on minimum purchase value of Rs. 500
10% off on every purchase of movie ticket on BookMyShow
Indulge in delightful cuisine with Axis Bank Dining Delights as it offers minimum 15% off at partnered restaurants across India

Cons

No Travel Benefits
No Golf/coaching sessions

Pros

  • Easy EMI Option
  • First year Fee: Spend 6,000 on the card within 60 days for fee reversal
  • Annual Fee: Spend Rs. 35,000 on the card in a year for a fee waiver

    Cons
  • No golf privileges
  • No airport lounge access


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