Axis Bank Neo Credit Card vs American Express Membership Rewards Credit Card
Joining Fees
₹250
₹1,000
Editor's Rating
3.8
4.1
Key Features
- Avail 40% off on food delivery at Zomato. This discount can be availed up to twice a month and is applicable on minimum spends of Rs. 200
- 5% off on utility bill payments via Amazon Pay. This discount can be availed once per month
- 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750, valid once per month
- Extra Rs. 150 off on Myntra on minimum purchase value of Rs. 999
- 10% off on every purchase of movie ticket on BookMyShow
- Indulge in delightful cuisine with Axis Bank Dining Delights as it offers up to 15% off, up to Rs. 500, at partnered restaurants across India. This is valid twice per card per month for max benefits up to Rs. 1000
- Stay protected with Zero Lost Card Liability
- Get EDGE REWARDS points for transactions and use these points to redeem 500+ rewards and offers
- Avail 1 point on every Rs. 200 spent
- Fuel transaction surcharge - 1% of transaction amount
- On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
- Fuel Transaction Surcharge- 1% of transaction amount
- Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
- Annual Membership Renewal Fee Waived if total spends on American Express Credit Card is Rs.1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends is Rs.90,000 to Rs.1,49,999
- Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
- Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of Annual Membership Fee. Points to be credited within 90 days of Card renewal
- Redeem Points from the fabulous 18 and 24 Karat Gold Collection
- Exciting Discounts of up to 20% every time you dine at select restaurants
Editor's Review
Pros
- Avail 40% off on food delivery at Zomato. This discount can be availed up to twice a month and is applicable on minimum spends of Rs. 200
- 5% off on utility bill payments via Amazon Pay. This discount can be availed once per month
- 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750, valid once per month
Cons
- No Travel Benefits
- No Golf/coaching sessions
Pros
- Use your American Express Credit Card for your next big purchase & pay in EMI
- Fuel Convenience Fee Waiver
- One of the highest point to INR conversion rates in the market
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
- High Renewal Fee
