American Express Membership Rewards Credit Card vs Axis My Zone Credit Card
Joining Fees
₹1,000
₹500
Editor's Rating
4.1
3.9
Key Features
- Annual Membership Renewal Fee Waived if total spends on American Express Credit Card is Rs.1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends is Rs.90,000 to Rs.1,49,999
- Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
- Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of Annual Membership Fee. Points to be credited within 90 days of Card renewal
- Redeem Points from the fabulous 18 and 24 Karat Gold Collection
- Exciting Discounts of up to 20% every time you dine at select restaurants
- With MyZone Credit Card, purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200
- Get 40% discount on food delivery at Swiggy
- Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000
- Earn 4 EDGE REWARD Points with every Rs. 200 spent on the credit card
- Get a complimentary SonyLiv Premium annual subscription that is worth Rs. 999 on the first spend within the first 30 days of card issuance. Customers are eligible for the SonyLiv Premium membership renewal when they spend Rs. 1.5 lakh in a card anniversary year
Editor's Review
Pros
- Use your American Express Credit Card for your next big purchase & pay in EMI
- Fuel Convenience Fee Waiver
- One of the highest point to INR conversion rates in the market
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
- High Renewal Fee
Pros
- Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000
- 1 Complimentary Airport Lounge Access
- Get 40% discount on food delivery at Swiggy
Cons
- No Golf/coaching sessions
- High-interest rate
