Annual Membership Renewal Fee Waived if total spends on American Express Credit Card is Rs.1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends is Rs.90,000 to Rs.1,49,999
Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of Annual Membership Fee. Points to be credited within 90 days of Card renewal
Redeem Points from the fabulous 18 and 24 Karat Gold Collection
Exciting Discounts of up to 20% every time you dine at select restaurants
Get 5 reward points for every Rs. 100 spent on Grocery, Departmental stores, and Movies
Avail 1 reward point for every Rs. 100 spent on other categories
Avail 0.5% of the card bill payment as cash-back in the next statement
Spend Rs. 6,000 within 60 days and Rs. 35,000 in a year for reversal/waiver of annual fees
1% fuel surcharge waived for fuel transactions between Rs. 400 - Rs. 5,000 (Max. waiver of Rs. 250 per month)
Redeem the earned reward points as cash-back and other exciting options
Convert purchases of more than Rs. 2,500 on the card into easy EMIs of 6/12 months
3 lifetime free add-on cards
Free Personal Accidental Death Cover
Report immediately the loss of the card to ensure zero liability on any fraudulent transactions
Avail 50 days of interest free credit from the date of any purchase
Pay Minimum Amount Due and finance your spends as per your convenience
Editor's Review
Pros
Use your American Express Credit Card for your next big purchase & pay in EMI
Fuel Convenience Fee Waiver
One of the highest point to INR conversion rates in the market
Cons
No Golf/coaching sessions
No complimentary Airport Lounge access
High Renewal Fee
Pros
Easy EMI Option
First year Fee: Spend 6,000 on the card within 60 days for fee reversal
Annual Fee: Spend Rs. 35,000 on the card in a year for a fee waiver
Cons
No golf privileges
No airport lounge access
More comparisions with American Express Membership Rewards Credit Card