BOB Financial Easy vs Axis Bank MY Zone Easy Credit Card
Joining Fees
₹500
₹500
Editor's Rating
4.6
3.4
Key Features
- Get 5 reward points for every Rs. 100 spent on Grocery, Departmental stores, and Movies
- Avail 1 reward point for every Rs. 100 spent on other categories
- Avail 0.5% of the card bill payment as cash-back in the next statement
- Spend Rs. 6,000 within 60 days and Rs. 35,000 in a year for reversal/waiver of annual fees
- 1% fuel surcharge waived for fuel transactions between Rs. 400 - Rs. 5,000 (Max. waiver of Rs. 250 per month)
- Redeem the earned reward points as cash-back and other exciting options
- Convert purchases of more than Rs. 2,500 on the card into easy EMIs of 6/12 months
- 3 lifetime free add-on cards
- Free Personal Accidental Death Cover
- Report immediately the loss of the card to ensure zero liability on any fraudulent transactions
- Avail 50 days of interest free credit from the date of any purchase
- Pay Minimum Amount Due and finance your spends as per your convenience
- 25% Cashback on online and box office movie ticket purchase
- Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
- 15% discount at restaurants with Dining Delights
Editor's Review
Pros
- Easy EMI Option
- First year Fee: Spend 6,000 on the card within 60 days for fee reversal
- Annual Fee: Spend Rs. 35,000 on the card in a year for a fee waiver
Cons
- No golf privileges
- No airport lounge access
Pros
- Get the My Zone Easy Credit Card against the FDs with Axis Bank
- 4 points with every Rs. 200 spent
- 25% cashback on movies
Cons
- No Golf/coaching sessions
- No airport lounge visits
