Axis Bank MY Zone Easy Credit Card vs IDFC FIRST Wealth Credit Card

Axis Bank MY Zone Easy Credit Card
Axis Bank MY Zone Easy Credit Card
Axis Bank · Visa
3.4
₹500 / Joining Fees
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VS
IDFC FIRST Wealth Credit Card
IDFC FIRST Wealth Credit Card
IDFC First Bank · Visa
3.25
₹0 / Joining Fees
Apply Now →
Fees
Axis Bank
IDFC First Bank
Joining Fees
₹500
₹0
Renewal Fees
₹500
₹0
Network
Visa
Visa
Editor's Review
3.4
3.25
Free Lounge Access
No
Yes
Features
Axis Bank MY Zone Easy Credit Card
  • 25% Cashback on online and box office movie ticket purchase
  • Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
  • 15% discount at restaurants with Dining Delights
IDFC FIRST Wealth Credit Card
  • Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
  • 5% cashback on making the first EMI transaction made within 90 days of card set-up
  • Avail 10X Reward Points on all transactions above Rs. 20,000
  • Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
  • 4 Complimentary Domestic and International Airport lounge and spa visits every calendar quarter
  • 4 complimentary Railway Lounge visits every calendar quarter
  • Low foreign exchange mark-up fee of 1.5%
  • 20% discount on 1500+ Restaurants
  • 15% discount on 3000+ Health & Wellness Outlets
  • Free Road Side Assistance(RSA) worth Rs. 1,399
Editor's Review
Axis Bank MY Zone Easy Credit Card

Pros

  • Get the My Zone Easy Credit Card against the FDs with Axis Bank
  • 4 points with every Rs. 200 spent
  • 25% cashback on movies

Cons            

  • No Golf/coaching sessions
  • No airport lounge visits
IDFC FIRST Wealth Credit Card

Pros

  • Lifetime free credit card
  • Complimentary Airport and Railway lounge access
  • Multi-faceted discounts are offered on movie tickets, travel, spas, wellness centers, etc.

Cons

  • No milestone benefits
  • Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
  • Interest-free cash withdrawal available for 48 days only

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