Compare IDFC FIRST Wealth Credit Card vs IDFC FIRST Millennia Credit Card

Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
5% cashback on making the first EMI transaction made within 90 days of card set-up
Avail 10X Reward Points on all transactions above Rs. 20,000
Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
4 Complimentary Domestic and International Airport lounge and spa visits every calendar quarter
4 complimentary Railway Lounge visits every calendar quarter
Low foreign exchange mark-up fee of 1.5%
20% discount on 1500+ Restaurants
15% discount on 3000+ Health & Wellness Outlets
Free Road Side Assistance(RSA) worth Rs. 1,399

Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
5% cashback on making the first EMI transaction made within 90 days of card set-up
Avail 10X Reward Points on all transactions above Rs. 20,000
Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
Once a month, get a 25% discount on movie tickets up to Rs. 100
Personal Accident Cover of Rs. 2 Lakh
Avail 20% discount on 1500+ Restaurants and 15% discount on 3000+ Health & Wellness Outlets
Free Road Side Assistance(RSA) worth Rs. 1,399
1% Fuel surcharge waiver at any fuel stations in India up to Rs. 200 every month
10X Rewards on all spends done on your Birthday

Pros

Lifetime free credit card
Complimentary Airport and Railway lounge access
Multi-faceted discounts are offered on movie tickets, travel, spas, wellness centers, etc.

Cons

No milestone benefits
Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
Interest-free cash withdrawal available for 48 days only

Pros