Fuel surcharge waiver of 1% at all fuel stations in India, up to Rs. 200/month. This is applicable only on transactions between Rs. 200 & Rs. 5000
Enjoy 300+ Merchant offers all year long
Up to 20% discount at 1500+ restaurants
Up to 15% discount at 3000+ Health & Wellness outlets
Avail Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
Convert all transactions above Rs. 2,500 into easy and convenient EMIs from the mobile app
Instant EMI conversion for all online transactions above Rs. 2,500 on the bank’s OTP page
Enjoy convenient transfer of balances from other bank credit cards with IDFC First Bank’s balance transfer privilege
Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month
Avail 5 Reward Points for every Rs 150 spent
Up to 10X Reward Points via SmartBuy and 2X on weekend dining
HDFC Bank x Swiggy Dineout - Good food Trail: Enjoy FLAT 10% EXTRA OFF on dining bills at 35K+ restaurants
Travel benefits: Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/diners
Up to 50 days of interest free credit period on the credit card
Credit liability cover: Rs. 9 lakh
Foreign Currency Markup: 2% on all your foreign currency spends
Revolving Credit is available at a nominal interest rate on the HDFC Bank Diners Club Black Credit Card
24/7 Concierge Services
Unlimited Airport lounge access to 1000+ Lounges in India and worldwide for primary and add-on card members
1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and Max CashBack of Rs. 1000 per statement cycle
Milestone Benefit: As the milestone benefit the credit card holders can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cabs vouchers worth Rs. 500 every month on spends of Rs. 80,000
Annual Spend based benefit: Complimentary annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK can also be availed upon achieving annual spend of Rs 8 Lakhs at the time of card anniversary
HDFC Bank Diners Club Black Credit Card comes with an option to convert big spends into EMI after purchase
Contactless Payment
Air accident insurance cover worth Rs 2 crore
Emergency overseas hospitalization: Rs. 50 Lakh
Travel Insurance Cover of up to Rs. 55,000 on baggage delay
Credit Liability Cover of up to Rs. 9 Lakh
Diners Exclusive Offers: Fast Track Airport Experience, Dining Delight (exclusive dining offers, from gourmet cuisine to local delicacies), Luxury Spas access, and Small Medium Enterprise (SME), which is tailor-made offers such as workspaces, business insurance and wellness discounts to meet business needs
Complimentary Golf games across the finest courses in the world ( 6 per quarter)
Editor's Review
Pros
Lifetime free credit card
Complimentary Railway lounge access
NIL Overlimit fees, NIL Addon charges
Cons
No milestone benefits
No Airport Lounge Access
Pros
Air accident insurance cover worth Rs 2 crore
Emergency overseas hospitalization: Rs. 50 Lakh
Travel Insurance Cover of up to Rs. 55,000 on baggage delay
Credit Liability Cover of up to Rs. 9 Lakh
Diners Exclusive Offers: Fast Track Airport Experience, Dining Delight (exclusive dining offers, from gourmet cuisine to local delicacies), Luxury Spas access, and Small Medium Enterprise (SME), which is tailor-made offers such as workspaces, business insurance and wellness discounts to meet business needs
Cons
Joining and renewal fee is on the higher side
More comparisions with IDFC FIRST Millennia Credit Card