American Express Membership Rewards Credit Card vs Canara Bank RuPay Platinum Credit Card
Joining Fees
₹1,000
₹0
Editor's Rating
4.1
3.6
Key Features
- Annual Membership Renewal Fee Waived if total spends on American Express Credit Card is Rs.1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends is Rs.90,000 to Rs.1,49,999
- Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
- Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of Annual Membership Fee. Points to be credited within 90 days of Card renewal
- Redeem Points from the fabulous 18 and 24 Karat Gold Collection
- Exciting Discounts of up to 20% every time you dine at select restaurants
- Welcome Benefits
- Insurance Cover
- Cash Back Offers
- Concierge Services
Editor's Review
Pros
- Use your American Express Credit Card for your next big purchase & pay in EMI
- Fuel Convenience Fee Waiver
- One of the highest point to INR conversion rates in the market
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
- High Renewal Fee
Pros
- Avail Credit Limit up to Rs. 25 Lakhs
- Earn Two Rewards points for every purchase transaction including E-commerce transaction of Rs 100. Option for Encashment of Reward Points is available, too
- Get Baggage Insurance up to Rs. 25000
- Avail Purchase Protection cover of Rs. 25000
Cons
- No Airport Lounge Access
- No Golf Privileges
