American Express Membership Rewards Credit Card vs PVR Kotak Gold Credit Card

• Annual Membership Renewal Fee Waived if total spends on American Express Credit Card is Rs.1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends is Rs.90,000 to Rs.1,49,999
• Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
• Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of Annual Membership Fee. Points to be credited within 90 days of Card renewal
• Redeem Points from the fabulous 18 and 24 Karat Gold Collection
• Exciting Discounts of up to 20% every time you dine at select restaurants

• Obtain 15% Cash-back on Food and Beverages at PVR
• Obtain 5% Cash-back on Movie tickets at PVR Box Office
• No Joining Fee for the first year
• Insurance Cover for Lost or Stolen Cards: PVR Gold Amount Insured per year Rs. 50,000

Pros

• Use your American Express Credit Card for your next big purchase & pay in EMI
• Fuel Convenience Fee Waiver
• One of the highest point to INR conversion rates in the market

Cons

• No Golf/coaching sessions
• No complimentary Airport Lounge access
• High Renewal Fee

Pros

• Avail 1 free PVR ticket every month on spends of Rs. 10,000 ( each ticket up to Rs.400)
• Avail 2 free PVR tickets every month on spends of Rs. 15,000

Cons

• No complimentary Golf lessons/green 
• No complimentary Airport Lounge access