PVR Kotak Gold Credit Card vs IDFC FIRST Millennia Credit Card
Joining Fees
₹499
₹0
Editor's Rating
4.2
2.75
Key Features
- Obtain 15% Cash-back on Food and Beverages at PVR
- Obtain 5% Cash-back on Movie tickets at PVR Box Office
- No Joining Fee for the first year
- Insurance Cover for Lost or Stolen Cards: PVR Gold Amount Insured per year Rs. 50,000
- Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
- 5% cashback on making the first EMI transaction made within 90 days of card set-up
- Avail 10X Reward Points on all transactions above Rs. 20,000
- Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
- Once a month, get a 25% discount on movie tickets up to Rs. 100
- Personal Accident Cover of Rs. 2 Lakh
- Avail 20% discount on 1500+ Restaurants and 15% discount on 3000+ Health & Wellness Outlets
- Free Road Side Assistance(RSA) worth Rs. 1,399
- 1% Fuel surcharge waiver at any fuel stations in India up to Rs. 200 every month
- 10X Rewards on all spends done on your Birthday
Editor's Review
Pros
- Avail 1 free PVR ticket every month on spends of Rs. 10,000 ( each ticket up to Rs.400)
- Avail 2 free PVR tickets every month on spends of Rs. 15,000
Cons
- No complimentary Golf lessons/green
- No complimentary Airport Lounge access
Pros
- Lifetime free credit card
- Complimentary Railway lounge access
- NIL Overlimit fees, NIL Addon charges
Cons
- No milestone benefits
- Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
- No Airport Lounge Access
