Axis Bank Neo Credit Card vs AU Small Finance Bank Altura Plus Credit Card

• Avail 40% off on food delivery at Zomato
• 5% off on utility bill payments via Amazon Pay
• 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750
• 10% off every time you shop at Myntra on minimum purchase value of Rs. 500
• 10% off on every purchase of movie ticket on BookMyShow
• Indulge in delightful cuisine with Axis Bank Dining Delights as it offers minimum 15% off at partnered restaurants across India
• Stay protected with Zero Lost Card Liability
• Convert purchases to EMI on transactions of Rs. 2500   
• Get EDGE REWARDS points for transactions and use these points to redeem 500+ rewards and offers
• Avail 1 point on every Rs. 200 spent
• Get 100% cashback up to Rs. 300 on first utility bill payment within first 30 days of card issuance
• Fuel transaction surcharge - 1% of transaction amount

* Get 1.5% Cashback on POS retail spends at merchant outlets. The maximum cashback per statement cycle is Rs. 100. Do note that you can avail 1 Reward Point per Rs.100 retail spends (except fuel) on POS, after reaching the maximum cashback limit
* Avail 2X Reward Points (i.e. 2 Reward Points per Rs.100 retail spends) for all online transactions
* Milestone Benefit: Earn additional benefit every month by getting 500 Bonus Reward Points when you do Rs. 20,000 retail spends or more in a calendar month
* Railway Lounges: Get 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in selected cities
* 24/7 Concierge Services
* Enjoy 1% Fuel Surcharge Waiver for fuel transactions done between Rs. 400 and Rs. 5,000 at all fuel stations in India. Maximum Rs. 150 per statement cycle
* Avail various options to redeem Reward Points for amazing benefits that include E-vouchers of top brands, Merchandise, Mobile/DTH recharges, Flight/Hotel bookings, and much more. Redeem the Reward Points for FREE
* Card Liability Cover: If the Credit Card gets lost, you’ll have zero liability on any fraudulent transactions made using the card after reporting the loss to the bank. You’re even protected against Card Counterfeit/Skimming, and Online frauds
* Contactless Card
* Convert transactions worth Rs. 2,000 or more into easy EMI options on selected tenure chosen by you
* Avail Add on card that is free for lifetime

Pros

10% off every time you shop at Myntra on minimum purchase value of Rs. 500
10% off on every purchase of movie ticket on BookMyShow
Indulge in delightful cuisine with Axis Bank Dining Delights as it offers minimum 15% off at partnered restaurants across India

Cons

No Travel Benefits
No Golf/coaching sessions

Pros
* Complimentary railway lounge access
* Attractive welcome and milestone benefits
* Earn cashback and rewards points

Cons
* No golf privileges
* No Airmiles
* No airport lounges benefits