Axis Bank Neo Credit Card vs HDFC Bank Titanium Times Credit Card

Joining Fees

₹250

₹500

Editor's Rating

3.8

3.7

Key Features

  • Avail 40% off on food delivery at Zomato. This discount can be availed up to twice a month and is applicable on minimum spends of Rs. 200
  • 5% off on utility bill payments via Amazon Pay. This discount can be availed once per month
  • 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750, valid once per month
  • Extra Rs. 150 off on Myntra on minimum purchase value of Rs. 999
  • 10% off on every purchase of movie ticket on BookMyShow
  • Indulge in delightful cuisine with Axis Bank Dining Delights as it offers up to 15% off, up to Rs. 500, at partnered restaurants across India. This is valid twice per card per month for max benefits up to Rs. 1000
  • Stay protected with Zero Lost Card Liability   
  • Get EDGE REWARDS points for transactions and use these points to redeem 500+ rewards and offers
  • Avail 1 point on every Rs. 200 spent
  • Fuel transaction surcharge - 1% of transaction amount
  • On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
  • Fuel Transaction Surcharge- 1% of transaction amount
  • Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
  • Complimentary Annual Times Prime Membership- Enjoy offers and subscriptions on top brands such as Gaana Plus, Sonyliv, TOI+, Chaayos, Uber, and Myntra
  • Avail offer on Movies/BookMyShow- Get 25% off via BookMyShow on Movie Tickets. The cardholder can purchase a maximum of 4 discounted tickets per card per month. Avail maximum discount of Rs. 350 per transaction, and also get a discount of Rs. 50 on Food and Beverage only once
  • Extra discount of Rs. 1500- Get up to a maximum of 10% off on bills via PayEazy on Eazydiner. Avail 6 months complimentary membership
  • Up to 20% off on online and offline – shopping, wellness, and hotel stays at selected partners. City wise offers based offers every single day
  • Up to 5% Cashback on Utility Bills/Shopping
  • Avail 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 4000
  • You can convert your big spends into EMI after purchase
  • Contactless payment enabled
  • Avail 2 Reward Points for every Rs. 150 spent
  • Weekday Dining Bonanza Reward Points
  • Avail 5 Reward Points on every Rs. 150 spent on dining spends on weekdays

Editor's Review

Pros

  • Avail 40% off on food delivery at Zomato. This discount can be availed up to twice a month and is applicable on minimum spends of Rs. 200
  • 5% off on utility bill payments via Amazon Pay. This discount can be availed once per month
  • 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750, valid once per month

Cons

  • No Travel Benefits
  • No Golf/coaching sessions

Pros

  • Welcome Benefits
  • Complimentary Annual Times Prime Membership
  • Avail offer on Movies/BookMyShow- Get 25% off via BookMyShow on Movie Tickets, and Weekday Dining Bonanza Reward Point

Cons

  • No golf benefits
  • No airport lounge access


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