IDFC First Power Plus Credit Card vs SBI Cashback credit card

Joining Fees

₹499

₹999

Editor's Rating

4.1

4.17

Key Features

  • Up to 6.5% savings on fuel expenses
  • Enjoy 5% savings as Rewards on Grocery and Utility expenses
  • Enjoy 5% savings as Rewards on IDFC FIRST FASTag recharge
  • Avail 3X Rewards on other retail transactions
  • Complimentary Domestic Airport Lounge access, once every quarter, on minimum monthly spends of Rs. 20,000
  • Complimentary Roadside Assistance worth Rs. 1,399
  • Get 25% off on movie tickets, up to Rs. 100, once every month
  • Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
  • EMIfy your purchases and balances and enjoy convenience of payment
  • Extend Add-on card to your co-passenger and boost your savings without any extra charges
  • Refer your friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
  • You can also earn rewards on your UPI Spends
  • Get 5% Cashback on online spends without any merchant restriction
  • Get 1% Cashback on offline spends
  • The Card Cashback will be auto-credited to the SBI Card account within two working days of the next statement generation
  • The reversal of Renewal Fee will occur on annual spends of Rs. 2 Lakh
  • Avail 1% Fuel Surcharge Waiver across all petrol pumps in India. This is applicable on transactions between Rs. 500 and Rs. 3,000, exclusive of GST and other charges
  • CASHBACK SBI Card can be used in over 24 million outlets across the globe, including 3,25,000 outlets in India
  • Use the card to make payments at any outlet that accepts VISA
  • Withdraw cash from over 1 million VISA across the globe
  • Pay electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
  • Save money while paying credit card dues
  • Transfer the outstanding balance of other banks’ credit cards to CASHBACK SBI Card, to avail a lower rate of interest and pay back in EMIs

Editor's Review

Pros

  • With this credit card, you get rewards on UPI transactions also
  • The joining fee is affordable
  • Up to 6.5% savings on fuel expenses

Cons

  • No Golf benefits
  • No fuel benefits
  • No complimentary international airport lounge access

Pros

  • 5% cashback on online spends
  • 1% Fuel Surcharge Waiver across all petrol pumps in India
  • Great for high spending on online merchants

Cons

  • No golf benefits
  • No complimentary airport lounge access
  • Cashback card is not eligible for instant discount during online sales


More comparisions with IDFC First Power Plus Credit Card

More comparisions with SBI Cashback credit card

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