Enjoy 5% savings as Rewards on Grocery and Utility expenses
Enjoy 5% savings as Rewards on IDFC FIRST FASTag recharge
Avail 3X Rewards on other retail transactions
Complimentary Domestic Airport Lounge access, once every quarter, on minimum monthly spends of Rs. 20,000
Complimentary Roadside Assistance worth Rs. 1,399
Get 25% off on movie tickets, up to Rs. 100, once every month
Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
EMIfy your purchases and balances and enjoy convenience of payment
Extend Add-on card to your co-passenger and boost your savings without any extra charges
Refer your friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
You can also earn rewards on your UPI Spends
Complimentary Airport Lounge Access within India: Lounge access program will now be based on the credit card spends. Spend Rs. 1 Lakh or more in a calendar quarter (Jan-Mar | Apr-Jun |Jul-Sept | Oct-Dec). Choose up to 2 complimentary lounge access vouchers as your Quarterly Milestone Benefit
International Lounge access using priority pass is not based on spends: Cardholders can apply for Priority Pass once they complete minimum 4 retail transactions on the card. Do note that Rupay cards are not eligible for priority pass. Using Priority Pass, avail up to 6 Complimentary Lounge Access per calendar year, outside India
1% fuel surcharge waiver at all fuel stations across India on transactions between Rs. 400 and Rs. 5000
Enjoy dining benefits with the Good Food Trail program: Get up to 7.5% savings on all restaurant bill payments via Swiggy Dineout (20k+ restaurants). This offer is inclusive of Restaurant and Swiggy Discount, and valid only on payments done via the Swiggy App
Zero Lost card liability
Foreign Currency Markup: 3.5% on all foreign currency spends
Get Revolving Credit at nominal interest rate
24/7 Concierge Services
Milestone Benefit: Avail 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs and additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs in an anniversary year
Spend Rs. 3L in 12 Months and get Renewal Fee waived for next renewal year
Convert big spends into EMI after purchase
Accidental air death cover worth Rs. 1 Crore
Emergency overseas hospitalization up to Rs. 15 lakhs
Lost Card Liability Cover : Up to Rs 9 lakhs
On retail spends including Insurance, earn 4 reward points on Rs. 150
Get 10,000 Reward Points on annual spends of Rs. 5 lakhs
Get additional 5,000 Reward Points on annual spends of Rs. 8 lakhs
Editor's Review
Pros
With this credit card, you get rewards on UPI transactions also
The joining fee is affordable
Up to 6.5% savings on fuel expenses
Cons
No Golf benefits
No fuel benefits
No complimentary international airport lounge access
Pros
Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
Accidental air death cover worth Rs. 1 Crore
Fuel Surcharge Waiver
Cons
Slightly high Annual Fee
No golf/coaching sessions
More comparisions with IDFC First Power Plus Credit Card