IDFC First Power Plus Credit Card - IDFC First Bank Cards

Fees

Interest Charges: From 0.75% to 3.65% per month accounting to 9% to 43.8% per annum

The Annual fee Rs. 499 will get waived off on crossing Rs. 150,000 spends in the previous anniversary year

Welcome Offers

Avail exciting welcome benefits and merchant offers as the following (These are applicable within 30 days of card set-up):

A. Rs. 500 cashback on first HPCL fuel transaction of Rs. 500 or above

B. Get 5% cashback (up to Rs. 1,000) on the transaction value of first EMI conversion

C. Avail Rs. 1000 discount on Zoomcar rentals

D. Get discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar

Features

• Up to 6.5% savings on fuel expenses
• Enjoy 5% savings as Rewards on Grocery and Utility expenses
• Enjoy 5% savings as Rewards on IDFC FIRST FASTag recharge
• Avail 3X Rewards on other retail transactions
• Complimentary Domestic Airport Lounge access, once every quarter, on minimum monthly spends of Rs. 20,000
• Complimentary Roadside Assistance worth Rs. 1,399
• Get 25% off on movie tickets, up to Rs. 100, once every month
• Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
• EMIfy your purchases and balances and enjoy convenience of payment
• Extend Add-on card to your co-passenger and boost your savings without any extra charges
• Refer your friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
• You can also earn rewards on your UPI Spends

Editor's Review

Pros

• With this credit card, you get rewards on UPI transactions also
• The joining fee is affordable
• Up to 6.5% savings on fuel expenses

Cons

• No Golf benefits
• No fuel benefits
• No complimentary international airport lounge access