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IDFC FIRST Millennia Credit Card - IDFC First Bank Cards

IDFC FIRST Millennia Credit Card

Category

travel,fuel,rewards,cashback

Fintra's Rating

 2.75/5

IDFC FIRST Millennia Credit Card Key Features

Joining Fees ₹0
Renewal Fees ₹0
Free Lounge Access No
Fuel Surcharge Waiver Yes
Bank IDFC First Bank
Network Visa

  • Interest Charges: Starting at 0.75% per month, accounting to 9% annually
  • Nil joining fees lifetime 
  • Nil renewal fees lifetime 

IDFC FIRST Millennia Credit Card Fees

Welcome Benefits of FIRST Millennia Credit Card includes availing Gift Vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days of card set-up. You'll also get 5% cashback on the first EMI transaction performed within 90 days of card set-up

IDFC FIRST Millennia Credit Card Welcome Offers

  • Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
  • 5% cashback on making the first EMI transaction made within 90 days of card set-up
  • Avail 10X Reward Points on all transactions above Rs. 20,000
  • Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
  • Once a month, get a 25% discount on movie tickets up to Rs. 100
  • Personal Accident Cover of Rs. 2 Lakh
  • Avail 20% discount on 1500+ Restaurants and 15% discount on 3000+ Health & Wellness Outlets
  • Free Road Side Assistance(RSA) worth Rs. 1,399
  • 1% Fuel surcharge waiver at any fuel stations in India up to Rs. 200 every month
  • 10X Rewards on all spends done on your Birthday

IDFC FIRST Millennia Credit Card Features

Pros

  • Lifetime free credit card
  • Complimentary Railway lounge access
  • NIL Overlimit fees, NIL Addon charges

Cons

  • No milestone benefits
  • Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
  • No Airport Lounge Access

IDFC FIRST Millennia Credit Card Editor's Review

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