IDFC FIRST Millennia Credit Card Features and Benefits
Category
travel,fuel,rewards,cashback
Fintra's Rating
2.75/5
IDFC FIRST Millennia Credit Card Features and Benefits
- Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
- 5% cashback on making the first EMI transaction made within 90 days of card set-up
- Avail 10X Reward Points on all transactions above Rs. 20,000
- Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
- Once a month, get a 25% discount on movie tickets up to Rs. 100
- Personal Accident Cover of Rs. 2 Lakh
- Avail 20% discount on 1500+ Restaurants and 15% discount on 3000+ Health & Wellness Outlets
- Free Road Side Assistance(RSA) worth Rs. 1,399
- 1% Fuel surcharge waiver at any fuel stations in India up to Rs. 200 every month
- 10X Rewards on all spends done on your Birthday
- Interest Charges: Starting at 0.75% per month, accounting to 9% annually
- Nil joining fees lifetime
- Nil renewal fees lifetime
Welcome Benefits of FIRST Millennia Credit Card includes availing Gift Vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days of card set-up. You'll also get 5% cashback on the first EMI transaction performed within 90 days of card set-up
IDFC FIRST Millennia Credit Card Welcome OffersPros
- Lifetime free credit card
- Complimentary Railway lounge access
- NIL Overlimit fees, NIL Addon charges
Cons
- No milestone benefits
- Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
- No Airport Lounge Access
