Compare Standard Chartered Super Value Titanium Credit Card vs Paytm SBI Credit Card

Get 5% cashback on fuel, phone and utility bills and 1 reward point on all other expenses
Enjoy host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme, on the credit card
Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
Convert your big credit card transactions (starting from Rs. 5,000) to easy EMI with 'Kuch Bhi' facility at attractive pricing and flexible tenure options

Welcome Benefits of Paytm SBI Credit Card includes availing benefits up to Rs. 75,000 with a complimentary Paytm First Membership. The Paytm First Membership will be given only upon the card activation by making a transaction with the card
Get 3% Cashback on Paytm Mall, Movies and Travel
Avail 2% Cashback on all other purchases on Paytm App
Other spends across offline and online stores, get 1% Cashback
Obtain complimentary Paytm First Membership Voucher at renewal on achieving annual retail spends of Rs.1,00,000
Avail 1% fuel surcharge waiver on transactions between Rs. 500 to Rs. 3000. The maximum surcharge waiver per statement cycle is Rs. 100, per credit card
The Paytm SBI Cardholders will be entitled to obtain insurance cover of Rs. 1,00,000 for financial loss due to fraudulent usage of a credit card. Do note that this is a unique feature availed for a card in its fee range
Surcharges for Railway Tickets - Railway Counters: Rs. 30 + 2.5% of the transaction amount
Surcharges for Railway Tickets(irctc.co.in ): 1% of transaction amount plus all applicable taxes

Pros

All transaction of Rs. 2,000 or below is eligible for cashback 5% cashback on telephone bills
Complimentary Priority Pass allowing access to 1000+ airport lounges worldwide with one Free usage per month

Cons

Below average rewards rate for all other spending, no perks or promotions that stand out
No Golf Privileges
Airport Lounge access only for Premium Banking Customers

Pros