Paytm SBI Credit Card vs RBL Bank Popcorn Credit Card

• Welcome Benefits of Paytm SBI Credit Card includes availing benefits up to Rs. 75,000 with a complimentary Paytm First Membership. The Paytm First Membership will be given only upon the card activation by making a transaction with the card
• Get 3% Cashback on Paytm Mall, Movies and Travel
• Avail 2% Cashback on all other purchases on Paytm App
• Other spends across offline and online stores, get 1% Cashback
• Obtain complimentary Paytm First Membership Voucher at renewal on achieving annual retail spends of Rs.1,00,000
• Avail 1% fuel surcharge waiver on transactions between Rs. 500 to Rs. 3000. The maximum surcharge waiver per statement cycle is Rs. 100, per credit card
• The Paytm SBI Cardholders will be entitled to obtain insurance cover of Rs. 1,00,000 for financial loss due to fraudulent usage of a credit card. Do note that this is a unique feature availed for a card in its fee range
• Priority Pass Lounge Charges: Airport Lounge visits within India through the Priority Pass Program will be charged with a usage fee of $27 per visit + applicable taxes. Moreover, after exhausting the complimentary visits, every Airport Lounge visits outside India through the Priority Pass Program will be charged a usage fee of $27 per visit + applicable taxes
• Surcharges for Railway Tickets - Railway Counters: Rs. 30 + 2.5% of the transaction amount
• Surcharges for Railway Tickets(irctc.co.in ): 1% of transaction amount plus all applicable taxes

* Get two free movie tickets every month
* Get cashback every week on spending Rs. 2,500 and above in a week
* Spend Rs. 5,000 in a billing month in order to get 2 free movie tickets
* Get cashback every week worth Rs. 25. To get it you have spend Rs. 2,500 in a week, between Monday and Sunday 
* Fuel surcharge waiver up to Rs. 100 each month. This is applicable on transactions between Rs. 500 and Rs. 4,000

Pros

• Complimentary Paytm First Membership
• Spends based Cashback Benefit Structure:

a. 3% Cashback on Travel, Movies and Mall purchases through Paytm app

b. 2% Cashback on other purchases through Paytm app

c. 1% Cashback everywhere else

• Complimentary Cyber Fraud Insurance cover of INR 1,00,000

Cons

• No complimentary airport lounge access
• No rewards facility 
• No complimentary Golf course access or classes

Pros

* Welcome benefits
* Spend Rs. 5,000 in a billing month and get 2 free movie tickets
* Get cashback every week on spending Rs. 2,500 in a week

Cons

* No discounts on flights and hotels through air miles
* No travel benefits
* No golf privileges