Standard Chartered Super Value Titanium Credit Card vs HDFC Diners Club Black

Joining Fees



Editor's Rating



Key Features

  • Get 5% cashback on fuel, phone and utility bills and 1 reward point on all other expenses
  • Enjoy host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme, on the credit card
  • Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
  • Convert your big credit card transactions (starting from Rs. 5,000) to easy EMI with 'Kuch Bhi' facility at attractive pricing and flexible tenure options
  • You will receive Welcome Benefit of Complimentary Annual Memberships with Club Marriott, Double Black, Zomato pro, Amazon Prime, Forbes, and Times Prime by spending Rs. 1.5 lakhs within the first 90 days or when making the payment of the joining fee
  • When you spend Rs. 5 Lakhs in 12 Months, get Renewal Fee waived for next renewal year
  • Complimentary annual memberships availed upon achieving annual spend milestone of Rs 8 Lakhs at the time of Card Anniversary (Card anniversary is 12 months from card open month)
  • Pick two monthly vouchers from available options that include Ola Select membership, BookMyShow, or TataCLiQ worth Rs. 500 every month on spends of Rs. 80,000
  • Redeem Reward Points to book Air Tickets / Hotels across Airlines and Choice of hotels Domestically & Internationally 
  • Complimentary Unlimited Airport lounge access in India and worldwide
  • Avail exclusive discounts at leading salons, spas, gyms, etc. 
  • Complimentary Golf games, 6 per quarter, around the globe and within India
  • Air accidental death insurance up to Rs. 2 Crore
  • Emergency overseas hospitalization cover up to Rs. 50 Lakhs
  • Credit Liability Cover of up to Rs. 9 Lakhs
  • Travel Insurance Cover of up to Rs. 55,000 on baggage delay (Capped to 10$ per hour restricted to 8 hours)
  • Avail convenience fee waiver of 1% on fuel transactions between Rs. 400 to Rs. 5000 (Maximum waiver of Rs. 1,000 per statement cycle)














Reward Rate:

  • Get 5 Reward points per Rs 150 on retail spends
  • You can redeem Rewards Points for AirMiles for Singapore Airlines (KrisFlyer Miles), InterMiles, Club Vistara: 1 Reward Point = 1 AirMile

Editor's Review


  • All transaction of Rs. 2,000 or below is eligible for cashback 5% cashback on telephone bills
  • Complimentary Priority Pass allowing access to 1000+ airport lounges worldwide with one Free usage per month


  • Below average rewards rate for all other spending, no perks or promotions that stand out
  • No Golf Privileges
  • Airport Lounge access only for Premium Banking Customers


  • Enjoy up to 50 days of interest-free credit
  • On foreign currency spends, avail low foreign currency mark up of 1.99% 
  • Exclusive 24/7 Concierge Services on HDFC Bank Diners Club Black Credit Card


  • Joining and renewal fee is on the higher side
  • There are no benefits of reward points on fuel transactions
  • There’s no facility of EMI conversion for convenient payment of credit card dues

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