HDFC Diners Club Black - HDFC Bank Cards

Welcome Benefits of getting HDFC Diners Club Black include complimentary annual memberships from partnered brands. This can be availed upon completing the first transaction on your HDFC Bank Diners Club Black Credit Card for Cards issued from 1st Nov 2019

• You will receive Welcome Benefit of Complimentary Annual Memberships with Club Marriott, Double Black, Zomato pro, Amazon Prime, Forbes, and Times Prime by spending Rs. 1.5 lakhs within the first 90 days or when making the payment of the joining fee
• When you spend Rs. 5 Lakhs in 12 Months, get Renewal Fee waived for next renewal year
• Complimentary annual memberships availed upon achieving annual spend milestone of Rs 8 Lakhs at the time of Card Anniversary (Card anniversary is 12 months from card open month)
• Pick two monthly vouchers from available options that include Ola Select membership, BookMyShow, or TataCLiQ worth Rs. 500 every month on spends of Rs. 80,000
• Redeem Reward Points to book Air Tickets / Hotels across Airlines and Choice of hotels Domestically & Internationally 
• Complimentary Unlimited Airport lounge access in India and worldwide
• Avail exclusive discounts at leading salons, spas, gyms, etc. 
• Complimentary Golf games, 6 per quarter, around the globe and within India
• Air accidental death insurance up to Rs. 2 Crore
• Emergency overseas hospitalization cover up to Rs. 50 Lakhs
• Credit Liability Cover of up to Rs. 9 Lakhs
• Travel Insurance Cover of up to Rs. 55,000 on baggage delay (Capped to 10$ per hour restricted to 8 hours)
• Avail convenience fee waiver of 1% on fuel transactions between Rs. 400 to Rs. 5000 (Maximum waiver of Rs. 1,000 per statement cycle)

Reward Rate:

• Get 5 Reward points per Rs 150 on retail spends
• You can redeem Rewards Points for AirMiles for Singapore Airlines (KrisFlyer Miles), InterMiles, Club Vistara: 1 Reward Point = 1 AirMile

Pros

• Enjoy up to 50 days of interest-free credit
• On foreign currency spends, avail low foreign currency mark up of 1.99% 
• Exclusive 24/7 Concierge Services on HDFC Bank Diners Club Black Credit Card

Cons

• Joining and renewal fee is on the higher side
• There are no benefits of reward points on fuel transactions
• There’s no facility of EMI conversion for convenient payment of credit card dues