HDFC Regalia First Credit Card - HDFC Bank Cards
Category
travel,fuel,rewards,cashback
Fintra's Rating
4.1/5
HDFC Regalia First Credit Card Key Features
| Joining Fees | ₹1,000 |
| Renewal Fees | ₹1,000 |
| Free Lounge Access | No |
| Fuel Surcharge Waiver | Yes |
| Bank | HDFC Bank |
| Network | Mastercard |
- Interest Charges: Up to 3.6% per month, accounting to 43.2% per annum
- First Year Membership Fee – Rs. 1000/- + Applicable Taxes
- Renewal Membership Fee – Rs. 1000/- + Applicable Taxes
- Spend Rs. 1,00,000 in 12 Months and get Renewal Fee waived for next renewal year
Welcome Benefit includes availing 1000 Reward Points and the renewal benefit of 1000 Reward Points (applicable only after the membership fee is realized and not applicable when the fee is waived off)
HDFC Regalia First Credit Card Welcome Offers- You will receive Welcome Benefit of 1000 Reward Points and renewal benefit of 1000 Reward Points when the membership fee is realized
In 12 Months, spend Rs. 1,00,000 and get Renewal Fee waived for next renewal year
Accidental air death cover worth Rs. 50 lakhs
Emergency overseas hospitalization up to Rs. 10 lakhs
Credit Liability cover of up to Rs 5,00,000 1% fuel surcharge waiver at fuel stations in India on transactions between Rs.400 and Rs.5000
Earn 5,000 Reward Points on annual spends of Rs. 3,00,000 or more in each anniversary year
Avail up to 5% cashback on travel and shopping spends on SmartBuy
Earn more 2,500 Reward Points on annual spends of Rs. 6,00,000 or more in each anniversary year
Enjoy the experience of the Good Food Trail dining program at premium restaurants in top cities
Rewards Rate:
* 4 reward points on Rs. 150, on all retail spends such as Insurance, Utilities, Education, and RentPay
Pros
* Enjoy exclusive dining privileges with a 15% discount at partner restaurants
* Avail 4 Reward Points for every Rs. 150 spent
Cons
* No complimentary offers for movie tickets
* No travel benefits in the form of lounge access and there are no air miles or co-branded benefits provided
