HDFC Bank UPI RuPay Credit Card - HDFC Bank Cards
Category
cashback
Fintra's Rating
3.5/5
HDFC Bank UPI RuPay Credit Card Key Features
| Joining Fees | ₹250 |
| Renewal Fees | ₹250 |
| Free Lounge Access | No |
| Fuel Surcharge Waiver | No |
| Bank | HDFC Bank |
| Network | Rupay |
Interest Charges: Up to 3.6% per month, accounting to 43.2% per annum
HDFC Bank UPI RuPay Credit Card FeesNo Welcome Offer
HDFC Bank UPI RuPay Credit Card Welcome Offers* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. The maximum points that can be earned in a calendar month is 500 Points
* Avail 2% Cashpoints on Utility spends. The maximum points that can be earned in a calendar month is 500 Points
* Avail 1% Cashpoints on other spends. The maximum points that can be earned in a calendar month is 500 Points
* Up to 50 days of interest free period on the HDFC Bank UPI RuPay Credit Card from the date of purchase
* Revolving Credit on HDFC Bank UPI RuPay Credit Card is at nominal interest rate
* In an annual year, before the Credit Card's renewal date, spend Rs. 25,000 or more and get renewal fee waived off from second year onwards
Pros
* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions
* Avail 2% Cashpoints on Utility spends
* Avail 1% Cashpoints on other spends
Cons
* No Golf benefits
* No airport lounge access
* No fuel benefits
