HDFC Bank UPI RuPay Credit Card - HDFC Bank Cards

HDFC Bank UPI RuPay Credit Card

Category

cashback

Fintra's Rating

 3.5/5

HDFC Bank UPI RuPay Credit Card Key Features

Joining Fees ₹250
Renewal Fees ₹250
Free Lounge Access No
Fuel Surcharge Waiver No
Bank HDFC Bank
Network Rupay

The Joining and Renewal Fee is Rs. 99 Plus Applicable Taxes (Festive Season Offer!!!) Otherwise the the fee is Rs. 250

Interest Charges: Up to 3.6% per month, accounting to 43.2% per annum

HDFC Bank UPI RuPay Credit Card Fees

* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. The maximum points that can be earned in a calendar month is 500 Points
* Avail 2% Cashpoints on Utility spends. The maximum points that can be earned in a calendar month is 500 Points
* Avail 1% Cashpoints on other spends. The maximum points that can be earned in a calendar month is 500 Points
* Up to 50 days of interest free period on the HDFC Bank UPI RuPay Credit Card from the date of purchase
* Revolving Credit on HDFC Bank UPI RuPay Credit Card is at nominal interest rate
* In an annual year, before the Credit Card's renewal date, spend Rs. 25,000 or more and get renewal fee waived off from second year onwards

HDFC Bank UPI RuPay Credit Card Features


Pros

* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions
* Avail 2% Cashpoints on Utility spends
* Avail 1% Cashpoints on other spends

Cons

* No Golf benefits
* No airport lounge access
* No fuel benefits

HDFC Bank UPI RuPay Credit Card Editor's Review

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