HDFC Bank UPI RuPay Credit Card vs IDFC First Power Plus Credit Card

* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. The maximum points that can be earned in a calendar month is 500 Points
* Avail 2% Cashpoints on Utility spends. The maximum points that can be earned in a calendar month is 500 Points
* Avail 1% Cashpoints on other spends. The maximum points that can be earned in a calendar month is 500 Points
* Up to 50 days of interest free period on the HDFC Bank UPI RuPay Credit Card from the date of purchase
* Revolving Credit on HDFC Bank UPI RuPay Credit Card is at nominal interest rate
* In an annual year, before the Credit Card's renewal date, spend Rs. 25,000 or more and get renewal fee waived off from second year onwards

• Up to 6.5% savings on fuel expenses
• Enjoy 5% savings as Rewards on Grocery and Utility expenses
• Enjoy 5% savings as Rewards on IDFC FIRST FASTag recharge
• Avail 3X Rewards on other retail transactions
• Complimentary Domestic Airport Lounge access, once every quarter, on minimum monthly spends of Rs. 20,000
• Complimentary Roadside Assistance worth Rs. 1,399
• Get 25% off on movie tickets, up to Rs. 100, once every month
• Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
• EMIfy your purchases and balances and enjoy convenience of payment
• Extend Add-on card to your co-passenger and boost your savings without any extra charges
• Refer your friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
• You can also earn rewards on your UPI Spends

Pros

* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions
* Avail 2% Cashpoints on Utility spends
* Avail 1% Cashpoints on other spends

Cons

* No Golf benefits
* No airport lounge access
* No fuel benefits

Pros

• With this credit card, you get rewards on UPI transactions also
• The joining fee is affordable
• Up to 6.5% savings on fuel expenses

Cons

• No Golf benefits
• No fuel benefits
• No complimentary international airport lounge access