HDFC Bank UPI RuPay Credit Card vs Axis Bank Freecharge Plus Credit Card
Joining Fees
₹250
₹350
Editor's Rating
3.5
3.9
Key Features
* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. The maximum points that can be earned in a calendar month is 500 Points
* Avail 2% Cashpoints on Utility spends. The maximum points that can be earned in a calendar month is 500 Points
* Avail 1% Cashpoints on other spends. The maximum points that can be earned in a calendar month is 500 Points
* Up to 50 days of interest free period on the HDFC Bank UPI RuPay Credit Card from the date of purchase
* Revolving Credit on HDFC Bank UPI RuPay Credit Card is at nominal interest rate
* In an annual year, before the Credit Card's renewal date, spend Rs. 25,000 or more and get renewal fee waived off from second year onwards
- Vouchers worth Rs.700 on Activation
- 5% on Freecharge Spends
- 1% on all other spends
- Annual Fee waiver on spends of Rs.50,000 in an anniversary year
Editor's Review
Pros
* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions
* Avail 2% Cashpoints on Utility spends
* Avail 1% Cashpoints on other spends
Cons
* No Golf benefits
* No airport lounge access
* No fuel benefits
Pros
- 2% on Ola/Uber/Shuttle and other local transport
- Get Vouchers from Uber and Bookmyshow on activation
- Benefits on entertainment and dining
Cons
- No Golf/coaching sessions
- No Complimentary Airport Lounge Access
