HDFC Bank UPI RuPay Credit Card vs Platinum Aura Visa and Mastercard Credit Card
Joining Fees
₹250
₹500
Editor's Rating
3.5
4
Key Features
* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. The maximum points that can be earned in a calendar month is 500 Points
* Avail 2% Cashpoints on Utility spends. The maximum points that can be earned in a calendar month is 500 Points
* Avail 1% Cashpoints on other spends. The maximum points that can be earned in a calendar month is 500 Points
* Up to 50 days of interest free period on the HDFC Bank UPI RuPay Credit Card from the date of purchase
* Revolving Credit on HDFC Bank UPI RuPay Credit Card is at nominal interest rate
* In an annual year, before the Credit Card's renewal date, spend Rs. 25,000 or more and get renewal fee waived off from second year onwards
- Book Your Favorite Restaurants on a Tap & Get Great Deals & Discounts
- Travel Insurance Cover
- ‘Total Protect’ safeguards your card from fraud
- Complimentary personal air accident insurance cover of up to Rs 25 lakh
Editor's Review
Pros
* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions
* Avail 2% Cashpoints on Utility spends
* Avail 1% Cashpoints on other spends
Cons
* No Golf benefits
* No airport lounge access
* No fuel benefits
Pros
- Enjoy a waiver of 1% on fuel surcharge at any petrol pump across India
- Exclusive access to 600+ lounges across the globe
Cons
- No golf/coaching sessions
