HDFC Bank UPI RuPay Credit Card vs SimplySave SBI Card

Joining Fees

₹250

₹499

Editor's Rating

3.5

3.8

Key Features

* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. The maximum points that can be earned in a calendar month is 500 Points
* Avail 2% Cashpoints on Utility spends. The maximum points that can be earned in a calendar month is 500 Points
* Avail 1% Cashpoints on other spends. The maximum points that can be earned in a calendar month is 500 Points
* Up to 50 days of interest free period on the HDFC Bank UPI RuPay Credit Card from the date of purchase
* Revolving Credit on HDFC Bank UPI RuPay Credit Card is at nominal interest rate
* In an annual year, before the Credit Card's renewal date, spend Rs. 25,000 or more and get renewal fee waived off from second year onwards

  • Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points
  • Renewal Fee reversed if annual spends for last year is more than Rs. 1,00,000
  • Get 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
  • On all other spends, earn 1 Reward Point per Rs 150 spent
  • 1% fuel surcharge at any petrol pump. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer
  • With SimplySAVE SBI Card, daily purchases will be much easier. Simply wave the card at a secure reader to transact
  • Transfer the outstanding balance of other banks’ credit cards to SimplySAVE SBI Card, and avail a lower rate of interest and pay back in EMIs
  • With the facility of Flexipay, convert transactions in easy monthly installments. Make purchases for Rs. 2,500 or more using SimplySAVE SBI Card

Editor's Review


Pros

* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions
* Avail 2% Cashpoints on Utility spends
* Avail 1% Cashpoints on other spends

Cons

* No Golf benefits
* No airport lounge access
* No fuel benefits

Pros

  • 1% fuel surcharge at any petrol pump
  • Enjoy 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
  • Get annual membership fee reversal from second year of your subscription

Cons

  • No Golf/coaching sessions
  • Fee waiver on minimum spend of Rs. 1,00,000
  • No complimentary Airport Lounge Access


More comparisions with HDFC Bank UPI RuPay Credit Card

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