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HDFC Bank UPI RuPay Credit Card

HDFC Bank UPI RuPay Credit Card - HDFC Bank Cards

cashback · Rupay ·
3.5
₹250 / Joining Fees
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On HDFC Bank official website
Issued by HDFC Bank
Joining Fees: ₹250 · Renewal Fees: ₹250
H

Fees

Interest Charges: Up to 3.6% per month, accounting to 43.2% per annum

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Welcome Offers

No Welcome Offer

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Features

* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. The maximum points that can be earned in a calendar month is 500 Points
* Avail 2% Cashpoints on Utility spends. The maximum points that can be earned in a calendar month is 500 Points
* Avail 1% Cashpoints on other spends. The maximum points that can be earned in a calendar month is 500 Points
* Up to 50 days of interest free period on the HDFC Bank UPI RuPay Credit Card from the date of purchase
* Revolving Credit on HDFC Bank UPI RuPay Credit Card is at nominal interest rate
* In an annual year, before the Credit Card's renewal date, spend Rs. 25,000 or more and get renewal fee waived off from second year onwards

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Editor's Review


Pros

* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions
* Avail 2% Cashpoints on Utility spends
* Avail 1% Cashpoints on other spends

Cons

* No Golf benefits
* No airport lounge access
* No fuel benefits

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