HDFC Bank UPI RuPay Credit Card vs YES Prosperity Cashback Plus Credit Card
Joining Fees
₹250
₹1,499
Editor's Rating
3.5
3.8
Key Features
* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. The maximum points that can be earned in a calendar month is 500 Points
* Avail 2% Cashpoints on Utility spends. The maximum points that can be earned in a calendar month is 500 Points
* Avail 1% Cashpoints on other spends. The maximum points that can be earned in a calendar month is 500 Points
* Up to 50 days of interest free period on the HDFC Bank UPI RuPay Credit Card from the date of purchase
* Revolving Credit on HDFC Bank UPI RuPay Credit Card is at nominal interest rate
* In an annual year, before the Credit Card's renewal date, spend Rs. 25,000 or more and get renewal fee waived off from second year onwards
- On Movie Ticket bookings get 5% Cashback
- On Grocery Shopping get 5% Cashback
- On all Other retails spends get 0.75% Cashback
- On Bill Payments through YES PayNow get 5% Cashback
Editor's Review
Pros
* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions
* Avail 2% Cashpoints on Utility spends
* Avail 1% Cashpoints on other spends
Cons
* No Golf benefits
* No airport lounge access
* No fuel benefits
Pros
- This credit card is for those who prefer Cashback
- Fuel Surcharge Waiver
- Credit Shield Facility
Cons
- This credit card isn’t for those who are looking for travel benefits
- This card isn’t for those who prefer air miles or rewards
- No concierge service
