HDFC Bank UPI RuPay Credit Card vs HSBC Live+ Credit Card

Joining Fees

₹250

₹999

Editor's Rating

3.5

3.5

Key Features

* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. The maximum points that can be earned in a calendar month is 500 Points
* Avail 2% Cashpoints on Utility spends. The maximum points that can be earned in a calendar month is 500 Points
* Avail 1% Cashpoints on other spends. The maximum points that can be earned in a calendar month is 500 Points
* Up to 50 days of interest free period on the HDFC Bank UPI RuPay Credit Card from the date of purchase
* Revolving Credit on HDFC Bank UPI RuPay Credit Card is at nominal interest rate
* In an annual year, before the Credit Card's renewal date, spend Rs. 25,000 or more and get renewal fee waived off from second year onwards

  • Get 10% accelerated cashback, up to Rs. 1,000 a month, on dining and food delivery
  • Get 1.5% unlimited cashback at other retailers
  • Avail 1.5% unlimited cashback on entertainment spending
  • Power up on spendings with 1.5% unlimited cashback in selected categories at home and when travelling abroad
  • Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
  • Avail 10% cashback on groceries and 1.5% unlimited cashback on other retail purchases online and offline
  • 4 complimentary domestic airport lounge visits per year
  • Enjoy exclusive dining programme and curated offers on the Visa Digital Concierge app

Editor's Review


Pros

* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions
* Avail 2% Cashpoints on Utility spends
* Avail 1% Cashpoints on other spends

Cons

* No Golf benefits
* No airport lounge access
* No fuel benefits

Pros

  • Get 10% accelerated cashback on dining and food delivery
  • Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
  • Avail 1.5% unlimited cashback on entertainment spending

Cons

  • No fuel benefits
  • No rewards benefits
  • No international lounge access


More comparisions with HDFC Bank UPI RuPay Credit Card

More comparisions with HSBC Live+ Credit Card

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