HSBC Live+ Credit Card vs HSBC Cashback Credit Card

Joining Fees

₹999

₹999

Editor's Rating

3.5

3.1

Key Features

  • Get 10% accelerated cashback, up to Rs. 1,000 a month, on dining and food delivery
  • Get 1.5% unlimited cashback at other retailers
  • Avail 1.5% unlimited cashback on entertainment spending
  • Power up on spendings with 1.5% unlimited cashback in selected categories at home and when travelling abroad
  • Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
  • Avail 10% cashback on groceries and 1.5% unlimited cashback on other retail purchases online and offline
  • 4 complimentary domestic airport lounge visits per year
  • Enjoy exclusive dining programme and curated offers on the Visa Digital Concierge app
  • Make transactions of a minimum of Rs. 10000 within first 30 days to avail Amazon vouchers (worth Rs. 1000)
  • Win an Amazon e-gift voucher- Complete the online credit card application and Video KYC to win Amazon e-gift voucher (worth Rs. 250)
  • Annual membership fees Rs. 999 (will be reversed if total annual spend exceeds Rs. 200,000
  • 10% accelerated cashback on all dining, food delivery and grocery spends
  • 1.5% unlimited cashback on all other spends (exclusions apply)
  • 4 complimentary domestic lounge visits per year (1 per quarter)
  • Buy-one-get-one-free movie tickets on Saturdays (Up to Rs 250)
  • Zero liability for lost cards
  • Insurance benefits

Editor's Review

Pros

  • Get 10% accelerated cashback on dining and food delivery
  • Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
  • Avail 1.5% unlimited cashback on entertainment spending

Cons

  • No fuel benefits
  • No rewards benefits
  • No international lounge access

Pros

* Win an Amazon e-gift voucher

* Buy-one-get-one-free movie tickets on Saturdays

* Insurance benefits 


Cons

* No golf/coaching sessions

* No fuel benefits


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