HSBC Cashback Credit Card vs Airtel Axis Credit Card

HSBC Cashback Credit Card
HSBC Cashback Credit Card
HSBC Bank · Visa
3.1
₹999 / Joining Fees
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VS
Airtel Axis Credit Card
Airtel Axis Credit Card
Axis Bank · Rupay
4.6
₹500 / Joining Fees
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Fees
HSBC Bank
Axis Bank
Joining Fees
₹999
₹500
Renewal Fees
₹999
₹500
Network
Visa
Rupay
Editor's Review
3.1
4.6
Free Lounge Access
Yes
No
Features
HSBC Cashback Credit Card
  • Make transactions of a minimum of Rs. 10000 within first 30 days to avail Amazon vouchers (worth Rs. 1000)
  • Win an Amazon e-gift voucher- Complete the online credit card application and Video KYC to win Amazon e-gift voucher (worth Rs. 250)
  • Annual membership fees Rs. 999 (will be reversed if total annual spend exceeds Rs. 200,000
  • 10% accelerated cashback on all dining, food delivery and grocery spends
  • 1.5% unlimited cashback on all other spends (exclusions apply)
  • 4 complimentary domestic lounge visits per year (1 per quarter)
  • Buy-one-get-one-free movie tickets on Saturdays (Up to Rs 250)
  • Zero liability for lost cards
  • Insurance benefits
Airtel Axis Credit Card
  • Welcome Benefit includes getting Amazon eVoucher worth Rs. 250 on the first transaction made within first 30 days of card issuance
  • Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app
  • Earn 10% value back on Zomato , Blinkit and District Movies 
  • Get 1% Cashback/base cashback on all other spends
  • 1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This is valid on transactions between Rs. 400 to Rs. 4000
  • Convert transactions of Rs. 1,500 or more into easy EMI
  • On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Goibibo and Makemytrip

B. 10% off on orders via Swiggy

C. 10% off up to Rs. 1000 on Tira

Editor's Review
HSBC Cashback Credit Card

Pros

* Win an Amazon e-gift voucher

* Buy-one-get-one-free movie tickets on Saturdays

* Insurance benefits 


Cons

* No golf/coaching sessions

* No fuel benefits

Airtel Axis Credit Card

Pros

  • Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Utility Bill Payments via Airtel Thanks app
  • Benefits on everyday brands: Zomato, Blinkit and District Movies

Cons

  • No golf benefits
  • No airport lounge access
  • No movie benefits

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