HSBC Cashback Credit Card vs Standard Chartered Super Value Titanium Credit Card
Joining Fees
₹0
₹750
Editor's Rating
3.1
3.5
Key Features
- Unlimited cashback on all your transactions
- Get 1.5% cashback on all online spends and 1% on all other spends
- 20% off on Swiggy orders above Rs. 400. (Discount up to Rs. 100, valid once per month per user)
- 5% discount on Amazon spends, 1.5% cashback on all online spend, and 1% on all other spends
- Cashback is available on Instant EMI and Convenient EMI options that allow you to pay credit card dues in EMIs such as Balance Transfer on EMI, Cash-on-EMI
- Up to a 15% discount at over 1,000 restaurants across major cities
- Get 5% cashback on fuel, phone and utility bills and 1 reward point on all other expenses
- Enjoy host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme, on the credit card
- Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
- Convert your big credit card transactions (starting from Rs. 5,000) to easy EMI with 'Kuch Bhi' facility at attractive pricing and flexible tenure options
Editor's Review
Pros
- Zero Joining Fees
- Annual Membership Fees of Rs. 750 will be reversed if your total annual spend exceeds Rs. 100,000
- Insurance benefits
Cons
- No Golf/coaching sessions
Pros
- All transaction of Rs. 2,000 or below is eligible for cashback 5% cashback on telephone bills
- Complimentary Priority Pass allowing access to 1000+ airport lounges worldwide with one Free usage per month
Cons
- Below average rewards rate for all other spending, no perks or promotions that stand out
- No Golf Privileges
- Airport Lounge access only for Premium Banking Customers
