Standard Chartered Super Value Titanium Credit Card vs HDFC Regalia Credit Card
Joining Fees
₹750
₹2,500
Editor's Rating
3.5
4
Key Features
- Get 5% cashback on fuel, phone and utility bills and 1 reward point on all other expenses
- Enjoy host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme, on the credit card
- Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
- Convert your big credit card transactions (starting from Rs. 5,000) to easy EMI with 'Kuch Bhi' facility at attractive pricing and flexible tenure options
- Airport Lounge Access within and outside India
- Experience unique delicacies through Good Food Trail dining program at premium restaurants across top cities.
- On retail spends including Insurance, Utilities, Education and Rent Pay, earn 4 reward points on Rs. 150.
- Earn additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs.
- Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency
Editor's Review
Pros
- All transaction of Rs. 2,000 or below is eligible for cashback 5% cashback on telephone bills
- Complimentary Priority Pass allowing access to 1000+ airport lounges worldwide with one Free usage per month
Cons
- Below average rewards rate for all other spending, no perks or promotions that stand out
- No Golf Privileges
- Airport Lounge access only for Premium Banking Customers
Pros
- Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
- Accidental air death cover worth Rs. 1 Crore
- Fuel Surcharge Waiver
Cons
- Slightly high Annual Fee
- No golf/coaching sessions
