Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
Earn 10% Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app
Earn 10% Cashback on Swiggy, Zomato and BigBasket
Get 1% Cashback on all other spends
4 Complimentary lounge visits within India (4 Lounge access in a year) on minimum spends of Rs. 50,000 in previous 3 months
1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This is valid on transactions between Rs. 400 to Rs. 4000
Enjoy up to 15% off at partnered restaurants via EazyDiner
Convert transactions of Rs. 2500 or more into easy EMI
Get annual fee waived off on annual spends greater than Rs. 2,00,000
You’ll receive Welcome Benefit of 500 Cash Points that’s applicable only on the payment of the membership fee
In the first 90 days, spend Rs. 20000 or above and get first-year membership fee waived off
Accumulate and redeem reward points for cash-back against outstanding amount on your Credit Card (100 points = Rs. 20)
In the first year, spend Rs. 50,000 or above and get renewal membership fee waived off
Earn 2 Reward Points on every Rs 150 spent
Every quarter receive a gift voucher worth Rs. 500 on spends of Rs 50,000. Get up to Rs. 2,000 worth of gift vouchers in a year
While doing online shopping, earn 4 reward points for every Rs 150 you spend online with the card. (With effect from 15th July 2020, customers can get up to 500 Reward Points per statement cycle for the online spends, under the 2X RP feature.)
Spend Rs 50,000 in a Quarter and avail Rs 500 worth E-Voucher
Renew membership for free by just spending Rs. 50,000 in a year before the renewal date
1% fuel surcharge waiver at any fuel stations in India, on minimum transaction Rs. 400 and Max CashBack of Rs. 250 per statement cycle
If your HDFC Moneyback Credit Card gets lost, report immediately and avail zero liability on any fraudulent transactions made on the Credit Card
Rewards Rate:
Reward Points accumulated can be redeemed against statement balance at the rate 1 RP = Rs. 0.20
Reward Points can even be used to redeem against travel benefits such as Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal: 1 CashPoint = Rs. 0.25
Editor's Review
Pros
Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
Earn 10% Cashback on Utility Bill Payments via Airtel Thanks app
Earn 10% Cashback on Swiggy, Zomato and BigBasket
Cons
No golf benefits
No international airport lounge access / movie benefits
Pros
Zero liability on the lost card if reported immediately
With the EMV Chip technology presented in the card, stay protected against fraud
Avail up to 50 days of the interest-free period from the date of purchase, and enjoy Revolving Credit at a nominal interest rate