HSBC Live+ Credit Card vs ICICI Sapphiro Credit Card
Joining Fees
₹999
₹6,500
Editor's Rating
3.5
4.3
Key Features
- Get 10% accelerated cashback, up to Rs. 1,000 a month, on dining and food delivery
- Get 1.5% unlimited cashback at other retailers
- Avail 1.5% unlimited cashback on entertainment spending
- Power up on spendings with 1.5% unlimited cashback in selected categories at home and when travelling abroad
- Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
- Avail 10% cashback on groceries and 1.5% unlimited cashback on other retail purchases online and offline
- 4 complimentary domestic airport lounge visits per year
- Enjoy exclusive dining programme and curated offers on the Visa Digital Concierge app
- Complimentary Domestic and International Airport Lounge visits
- Complimentary rounds of Golf every month at the Golf course
- On dining bills, enjoy 15% savings at over 2,500+ restaurants across India through Culinary Treats Programme
- Discover how ICICI Bank Sapphiro Credit Card can deliver savings of Rs 1,95,030 every year
- Enjoy the unmatched advantage of complimentary DragonPass, the world’s first all-in-one Digital Airport Platform
Editor's Review
Pros
- Get 10% accelerated cashback on dining and food delivery
- Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
- Avail 1.5% unlimited cashback on entertainment spending
Cons
- No fuel benefits
- No rewards benefits
- No international lounge access
Pros
- Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com
- Redeem PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more
- Complimentary Domestic Airport Spa visits
Cons
- Average Reward Rate
- High-Interest Rate
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