HDFC Bank UPI RuPay Credit Card vs Kotak League Platinum Credit Card
Joining Fees
₹250
₹500
Editor's Rating
3.5
3.9
Key Features
* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. The maximum points that can be earned in a calendar month is 500 Points
* Avail 2% Cashpoints on Utility spends. The maximum points that can be earned in a calendar month is 500 Points
* Avail 1% Cashpoints on other spends. The maximum points that can be earned in a calendar month is 500 Points
* Up to 50 days of interest free period on the HDFC Bank UPI RuPay Credit Card from the date of purchase
* Revolving Credit on HDFC Bank UPI RuPay Credit Card is at nominal interest rate
* In an annual year, before the Credit Card's renewal date, spend Rs. 25,000 or more and get renewal fee waived off from second year onwards
- 8X reward points on every Rs. 150 spent
- Fuel Surcharge Applicable
- Joining Gift: Avail a Movie voucher worth Rs. 500 on joining
- League Priority Attend
Editor's Review
Pros
* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions
* Avail 2% Cashpoints on Utility spends
* Avail 1% Cashpoints on other spends
Cons
* No Golf benefits
* No airport lounge access
* No fuel benefits
Pros
- 4 free PVR tickets or 10,000 Reward Points on spends of Rs.1,25,000 every 6 months
- Earn up to 8X Reward Points on every Rs.150 spent across all categories
- Railway Surcharge Waiver
Cons
- No complimentary Golf lessons/green
- No complimentary Airport Lounge access
