Standard Chartered Super Value Titanium Credit Card vs IDFC First Power Plus Credit Card

Joining Fees

₹750

₹499

Editor's Rating

3.5

4.1

Key Features

  • Get 5% cashback on fuel, phone and utility bills and 1 reward point on all other expenses
  • Enjoy host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme, on the credit card
  • Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
  • Convert your big credit card transactions (starting from Rs. 5,000) to easy EMI with 'Kuch Bhi' facility at attractive pricing and flexible tenure options
  • Up to 6.5% savings on fuel expenses
  • Enjoy 5% savings as Rewards on Grocery and Utility expenses
  • Enjoy 5% savings as Rewards on IDFC FIRST FASTag recharge
  • Avail 3X Rewards on other retail transactions
  • Complimentary Domestic Airport Lounge access, once every quarter, on minimum monthly spends of Rs. 20,000
  • Complimentary Roadside Assistance worth Rs. 1,399
  • Get 25% off on movie tickets, up to Rs. 100, once every month
  • Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
  • EMIfy your purchases and balances and enjoy convenience of payment
  • Extend Add-on card to your co-passenger and boost your savings without any extra charges
  • Refer your friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
  • You can also earn rewards on your UPI Spends

Editor's Review

Pros

  • All transaction of Rs. 2,000 or below is eligible for cashback 5% cashback on telephone bills
  • Complimentary Priority Pass allowing access to 1000+ airport lounges worldwide with one Free usage per month

Cons

  • Below average rewards rate for all other spending, no perks or promotions that stand out
  • No Golf Privileges
  • Airport Lounge access only for Premium Banking Customers

Pros

  • With this credit card, you get rewards on UPI transactions also
  • The joining fee is affordable
  • Up to 6.5% savings on fuel expenses

Cons

  • No Golf benefits
  • No fuel benefits
  • No complimentary international airport lounge access


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